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Whether you are in-store or on the go, we have the platform to help run and manage your cash discount program. All of our solutions meet federal and state cash discount regulations by automating service fees and discounts with built-in cash discount technology and detailed customer receipts.


Merchants using our platform


Average Savings Per Month


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True Processing solution

About Zero Fee Processing

ZFM is the number #1 cash discount solution that eliminates credit card processing fees, saving hundreds of dollars for merchants across the country. Credit card processing comes with hefty fees and accepting cards as a form of payment is one of the highest expenses for businesses. That is a challenge for businesses with smaller budgets. Swipe fees, or interchange fees, might become a financial burden on your business if you have decided to accept credit and debit cards. That is the main reason most business people are going for cash discount credit card processing programs.

What is Cash Discount?

 A cash discount occurs when a merchant decreases the price for cash purchases and offers merchants an alternative to credit card processing. Cash discount programs are not credit card surcharges because they do not levy a fee that is added to a credit card transaction.


With top of the line equipment, the best prices in the industry, and zero fee processing - we can assist you with all of your merchant processing needs. We tailor make every POS system based on the business model to assure 100% Customer Satisfaction. 

Ask us about our free terminals

Whether it is a mobile swiper, point of sale, virtual terminal, ZFM can provide you all of the newest state of the art equipment

Next Day Funding

Why wait to receive your money? Sign up today and receive next day funding with auto batch. Simple, Easy, Money in your account the very next day

Sign up and start saving today!

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